✦ This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
APR
36.0–60.0%
/yr
Amount
R500–R8k
Term
≤3mo
Decision
Same day (apply by 3pm)
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Capitec Personal Loan
Personal✦ Ideal for clients seeking a quick, fully digital loan process with personalised rates.
APR
12.25–27.75%
/yr
Amount
R1k–R250k
Term
6–84mo
Decision
Same day
Letsatsi Finance Personal Loan
Personal✦ This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
Decision
Same day
✦ This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.
APR
36.0–38%
/yr
Amount
R1k–R7.2k
Term
2–2mo
Decision
Within 24 hours
FinChoice Personal Loan
Personal✦ This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.
APR
27.0–27.75%
/yr
Amount
R500–R50k
Term
1–36mo
Decision
Same day
Fasta Personal Loan
Personal✦ This loan is best for individuals needing quick access to funds with a flexible repayment structure.
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
Decision
Minutes