Pakistan Personal Loans: APR, Limits, and Speed Compared
MCB publishes KIBOR-based pricing, HBL reaches PKR 3 million, and Bank Alfalah can disburse in 60 seconds for eligible users.
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MCB publishes KIBOR-based pricing, HBL reaches PKR 3 million, and Bank Alfalah can disburse in 60 seconds for eligible users.
Nine listings average 25.79% to 30.52% APR, while loan limits range from $30,000 to $3.33 million in the supplied data.
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Explore the best personal loans tailored for freelancers with varying credit scores and needs. Discover options with fast approval and competitive rates.
Read more →✦ Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.
APR
30.0%
/yr
Amount
Rs50k–Rs4M
Term
12–48mo
Decision
Via branch or call 021 111 06 06 06
✦ Salaried individuals aged 21+ or self-employed aged 25+ with a stable income looking for an unsecured loan.
APR
22.0–28.0%
/yr
Amount
Rs30k–Rs4M
Term
12–60mo
Decision
10 working days
✦ Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.
APR
23.0–28.0%
/yr
Amount
Rs50k–Rs3M
Term
12–48mo
Decision
2-5 business days
✦ Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.
APR
28.8–29.8%
/yr
Amount
Rs30k–Rs3M
Term
12–48mo
Decision
3-5 business days
✦ Salaried professionals with a stable income looking for quick cash without collateral.
APR
25.36–27.36%
/yr
Amount
Rs50k–Rs2M
Term
12–48mo
Decision
3-5 business days
✦ This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.
APR
21.36–35.99%
/yr
Amount
Rs25k–Rs3M
Term
12–48mo
Decision
Via HBL Mobile App