Insights, guides, and updates
Explore top personal loan options with rates starting at 1.20% monthly. See which is best for large amounts, quick approval, or digital convenience.
✦ This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
APR
25.98–26.76%
/yr
Amount
₱10k–₱2M
Term
6–36mo
Decision
5-7 banking days
✦ This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
APR
39.43%
/yr
Amount
₱30k–₱3M
Term
12–36mo
Decision
1-3 business days
✦ This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
APR
30.52–33.32%
/yr
Amount
₱20k–₱2M
Term
12–36mo
Decision
7 banking days
✦ This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
APR
28.67–31.72%
/yr
Amount
₱20k–₱3M
Term
12–36mo
Decision
2-3 banking days
✦ Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.
APR
18.0%
/yr
Amount
₱30k–₱1M
Term
12–60mo
Decision
Varies (app-based credit assessment)
✦ Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.
APR
41.29–42.88%
/yr
Amount
₱20k–₱250k
Term
24–36mo
Decision
5-9 working days