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Eight NZ car-loan listings span 7.99% to 29.95%, but fees, credit rules and loan terms decide the real cost.
Compare top car loans with rates from 7.99% to 29.95% APR. Learn which lenders offer the best deals for your credit profile.
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Compare ASB's longer terms against SBS Bank's transparent pricing to find the best personal loan for your needs.
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✦ This loan is best for borrowers who are NZ citizens or permanent residents and have a steady income, looking for a manageable loan amount.
APR
11.5–15.5%
/yr
Amount
NZ$1k–NZ$30k
Term
6–60mo
Decision
1-3 business days
✦ Best for borrowers needing quick access to cash with flexible repayment terms of 3 to 84 months.
APR
9.95–29.95%
/yr
Amount
NZ$500–NZ$50k
Term
3–84mo
Decision
—
✦ Best suited for borrowers looking for flexible loan amounts and terms, with the added benefit of supporting a New Zealand-owned institution.
APR
12.99–18.99%
/yr
Amount
NZ$2k–NZ$30k
Term
12–60mo
Decision
—
✦ Individuals with good credit scores seeking personal loans for various purposes.
APR
9.95–17.75%
/yr
Amount
NZ$1k–NZ$50k
Term
6–60mo
Decision
—
✦ This loan is best for borrowers needing substantial funds for projects or debt consolidation with flexible repayment terms.
APR
12.9–19.95%
/yr
Amount
NZ$2k–NZ$50k
Term
6–84mo
Decision
—
✦ This loan is best for borrowers seeking amounts from NZ$2,000 to NZ$50,000 with flexible repayment terms.
APR
13.9–19.9%
/yr
Amount
NZ$2k–NZ$50k
Term
6–60mo
Decision
—