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Explore five common personal loan myths and discover the facts. Find out how to choose the best loan for your needs, with rates as low as 5.95%.
✦ Best suited for Nepalese citizens with a steady income seeking manageable loan terms.
APR
6.95–7.95%
/yr
Amount
Rs100k–Rs1.5M
Term
12–120mo
Decision
Standard processing, government bank pace
✦ Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing
✦ Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Quick disbursal with minimal documentation
✦ This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.
APR
5.95–9.45%
/yr
Amount
Rs100k–Rs5M
Term
≤84mo
Decision
Standard processing, collateral evaluation required
✦ This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.
APR
6.55–8.55%
/yr
Amount
Rs100k–Rs7.5M
Term
≤60mo
Decision
Standard processing, documentation required
✦ It's best for salaried individuals looking for a reliable personal loan option in Nepal.
APR
6.17–8.17%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing