Kuda Bank Overdraft
Personal✦ This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
APR
30.0–108.0%
/yr
Amount
₦5k–₦250k
Term
1–12mo
Decision
minutes
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✦ This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
APR
30.0–108.0%
/yr
Amount
₦5k–₦250k
Term
1–12mo
Decision
minutes
✦ This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.
APR
20.0–28.0%
/yr
Amount
₦200k
Term
6–60mo
Decision
bank review and disbursement to salary account
✦ This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.
APR
35.4%
/yr
Amount
₦5k–₦5M
Term
1–12mo
Decision
instant
✦ This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.
APR
54–195%
/yr
Amount
₦2.5k–₦1M
Term
2–12mo
Decision
minutes
✦ This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.
APR
25.44–31.8%
/yr
Amount
₦50k
Term
3–24mo
Decision
fast app-based approval
✦ This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.
APR
60.0%
/yr
Amount
₦1.5k–₦1M
Term
1–12mo
Decision
5 minutes