Pan Asia Bank Personal Loan
Personal✦ Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate
APR
13.4–18.5%
/yr
Amount
Rs500k–Rs5M
Term
12–72mo
Decision
Speedy processing
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BOC Personal Loan
Personal✦ Borrowers who want a large state-bank network and relatively modest salary-entry requirements
APR
11.0–14.0%
/yr
Amount
Rs30k
Term
≤60mo
Decision
Branch or online application
Commercial Bank Personal Loan
Personal✦ Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline
APR
11.0–14.0%
/yr
Amount
Rs100k–Rs5M
Term
≤84mo
Decision
Within 3 working days
Seylan Bank Personal Loan
Personal✦ Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan
APR
10.5–14.0%
/yr
Amount
Rs500k–Rs7M
Term
12–84mo
Decision
2-4 working days
NSB Personal Loan
Personal✦ Borrowers prioritizing lower rates and longer repayment over speed or digital convenience
APR
11.5–15.0%
/yr
Amount
Up to Rs5M
Term
≤180mo
Decision
Branch-based processing