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Explore Kenya's top car loans with rates from 13% to 20%. Find the best deals for new and used vehicles, whether you need high financing or fast approvals.
✦ Individuals looking for flexible car financing options with a decent credit score and a stable income.
APR
18.0–36.0%
/yr
Amount
KSh100k–KSh2.5M
Term
6–48mo
Decision
Fast approval, same-day disbursement possible
✦ Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.
APR
14.0–18.0%
/yr
Amount
KSh500k
Term
12–48mo
Decision
3-5 business days
✦ This service is best for Kenyan residents looking to buy a car with minimal upfront costs.
APR
20.0–36.0%
/yr
Amount
KSh200k–KSh5M
Term
12–48mo
Decision
48 hours
✦ Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.
APR
13.0–18.0%
/yr
Amount
KSh500k
Term
12–60mo
Decision
3-5 business days
✦ Kenyan residents with regular income seeking to finance either a new or used vehicle.
APR
13.0–17.0%
/yr
Amount
KSh500k
Term
12–72mo
Decision
3-5 business days
✦ This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.
APR
13.0–16.0%
/yr
Amount
KSh50k–KSh5M
Term
12–72mo
Decision
2-5 business days
