GCB 24-Hour Personal Loan
Personal✦ This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.
APR
22.75–30.0%
/yr
Amount
₵2k–₵700k
Term
12–60mo
Decision
Within 24 hours
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Absa Direct Personal Loan
Personal✦ Best for Absa account holders seeking quick access to funds with a range of repayment options.
APR
7.03–30.03%
/yr
Amount
₵500–₵1M
Term
6–96mo
Decision
Quick approval
Standard Chartered Personal Loan
Personal✦ Best for salary account holders looking for flexibility and additional benefits like credit life insurance.
APR
25.83–32.0%
/yr
Amount
₵800–₵350k
Term
12–72mo
Decision
Subject to assessment
OmniBSIC Bank Personal Loan
Personal✦ Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.
APR
—
/yr
Amount
—
Term
≤36mo
Decision
2 working days
Stanbic Bank Personal Loan
Personal✦ Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.
APR
—
/yr
Amount
₵2k–₵500k
Term
12–72mo
Decision
2 working days
Fidelity Bank Personal Loan
Personal✦ Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.
APR
22.0%
/yr
Amount
Up to ₵450k
Term
6–84mo
Decision
48 hours