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✦ This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

APR

7.45–12.45%

/yr

Amount

CA$1k–CA$50k

Term

12–60mo

Decision

1-3 business days

✦ This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

APR

/yr

Amount

Up to CA$10

Term

4–12mo

Decision

Instant approval

✦ This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

APR

7.49–12.99%

/yr

Amount

CA$1k–CA$50k

Term

12–60mo

Decision

1-3 business days

✦ This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

APR

6.95–12.95%

/yr

Amount

CA$500–CA$50k

Term

12–60mo

Decision

1-3 business days