Standard Bank Home Loan
Mortgage✦ First-time home buyers in South Africa with a solid income and good credit scores looking to finance up to R3 million.
APR
—
/yr
Amount
—
Term
—
Decision
—
Recently added
GoTyme Business Advance
Business✦ Established businesses generating over R50,000 monthly looking for flexible funding options.
APR
—
/yr
Amount
Up to R5M
Term
—
Decision
—
Absa Personal Loan
Personal✦ This loan is best for individuals with a high credit rating looking for manageable repayment terms.
APR
12.0–27.75%
/yr
Amount
R2k–R300k
Term
6–72mo
Decision
1-2 business days
FNB Student Loan
Student✦ Students with a steady income who need financial support for tuition and living costs.
APR
—
/yr
Amount
Up to R450k
Term
—
Decision
—
✦ Individuals earning R8,000 or more monthly who want to finance a vehicle with flexible repayment terms.
APR
—
/yr
Amount
R50k
Term
12–84mo
Decision
—
Boodle Short-Term Loan
Short-Term✦ This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.
APR
36–60%
/yr
Amount
R4k–R8k
Term
3–6mo
Decision
Minutes
DirectAxis Debt Consolidation Loan
Consolidation✦ Individuals with a steady income of at least R5,000 who need to consolidate multiple debts.
APR
—
/yr
Amount
R10k–R350k
Term
24–72mo
Decision
—
Absa MyHome Loan
Mortgage✦ Households earning up to R34,800 monthly who are looking to finance a home purchase.
APR
—
/yr
Amount
—
Term
—
Decision
—
Lula Fixed-Term Business Funding
Business✦ Established businesses with consistent revenue looking for flexible funding options.
APR
—
/yr
Amount
R10k–R5M
Term
3–12mo
Decision
Funds in as little as 24 hours
TymeBank Personal Loan
Personal✦ This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.
APR
15.0–27.75%
/yr
Amount
R500–R100k
Term
3–36mo
Decision
Same day
Absa Student Loan
Student✦ Students earning over R3,000 monthly who require funds for tuition and related study expenses.
APR
—
/yr
Amount
R15k
Term
—
Decision
—
MFC Vehicle Finance
Auto✦ Individuals with a stable income and a good credit score looking to finance a vehicle purchase over R50,000.
APR
—
/yr
Amount
R50k
Term
≤96mo
Decision
—
Mulah Short-Term Loan
Short-Term✦ This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.
APR
36.0–60.0%
/yr
Amount
R500–R8k
Term
3–3mo
Decision
Same day (apply by 3pm)
Standard Bank Loan Consolidation
Consolidation✦ Individuals with a steady income above R3,000 looking to streamline their loan repayments.
APR
—
/yr
Amount
—
Term
12–84mo
Decision
—
FNB Home Loan
Mortgage✦ First-time home buyers with a solid income and good credit looking for additional financial support.
APR
—
/yr
Amount
—
Term
—
Decision
—
Standard Bank Business Term Loan
Business✦ Businesses that have been trading for at least 2 years and need predictable repayment schedules.
APR
—
/yr
Amount
—
Term
36–60mo
Decision
—
RCS Personal Loan
Personal✦ Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.
APR
15.0–27.75%
/yr
Amount
R1k–R100k
Term
6–60mo
Decision
1-2 business days
Fundi Student Loan
Student✦ Students from low to moderate-income households looking to finance their education without immediate financial pressure.
APR
—
/yr
Amount
—
Term
6–36mo
Decision
—
FNB Vehicle Finance
Auto✦ Individuals earning at least R6,000 a month with a clear credit record looking to finance a car under 10 years old.
APR
—
/yr
Amount
R30k
Term
—
Decision
—
Wonga Short-Term Loan
Short-Term✦ This loan is best for individuals needing immediate funds, especially for unexpected expenses.
APR
36.0–60.0%
/yr
Amount
R500–R8k
Term
3–6mo
Decision
Under 15 minutes