Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Representative APR disclosed Licensed lenders

Recently added

✦ This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

APR

4.15–14.9%

/yr

Amount

$5k–$500k

Term

Decision

Check rate in minutes with no impact on credit score

✦ These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

APR

5.49–19.99%

/yr

Amount

$5k–$100k

Term

12–72mo

Decision

Same day

✦ This service is best for individuals needing immediate cash solutions, especially for emergency expenses.

APR

89.0–199.0%

/yr

Amount

$100–$3k

Term

≤12mo

Decision

Same day

✦ This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

APR

/yr

Amount

$2k–$250k

Term

1–18mo

Decision

Same day (online decision)

Brigit Instant Cash

Credit Builder

✦ This service is best for individuals with a regular income who require a small cash infusion quickly.

APR

/yr

Amount

$50–$250

Term

1–1mo

Decision

Minutes

✦ These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

APR

2.99–16.38%

/yr

Amount

$1k–$200k

Term

60–180mo

Decision

✦ These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

APR

7.99–24.99%

/yr

Amount

$2.5k–$40k

Term

36–84mo

Decision

✦ This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

APR

6.875–7.148%

/yr

Amount

$50k–$3M

Term

180–360mo

Decision

Online application, Rocket Logic verification speeds process

✦ These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

APR

7.49–22.44%

/yr

Amount

$5k–$50k

Term

36–84mo

Decision

✦ This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.

APR

4.67–21.99%

/yr

Amount

$5k–$100k

Term

24–84mo

Decision

Minutes (online decision)

Dave ExtraCash

Credit Builder

✦ Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

APR

/yr

Amount

$25–$500

Term

1–1mo

Decision

5 minutes

✦ This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

APR

2.09–17.99%

/yr

Amount

Up to $1k

Term

60–180mo

Decision

Apply online, quick credit decision

✦ This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

APR

7.95–35.99%

/yr

Amount

$5k–$40k

Term

24–60mo

Decision

✦ This loan is best for US residents looking for quick approval and a low starting APR for car financing.

APR

4.14–17.99%

/yr

Amount

$500–$100k

Term

12–84mo

Decision

Same day

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