Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Representative APR disclosed Licensed lenders

Recently added

✦ Salaried individuals earning at least PKR 25,000, looking for a personal loan within a flexible repayment term.

APR

28.8–29.8%

/yr

Amount

Rs30k–Rs3M

Term

12–48mo

Decision

3-5 business days

✦ Best for salaried individuals needing quick funds without collateral.

APR

29.8–35.0%

/yr

Amount

Rs50k–Rs3M

Term

12–48mo

Decision

Instant via Alfa App (60 seconds for eligible)

✦ Salaried professionals with a stable income looking for quick cash without collateral.

APR

25.36–27.36%

/yr

Amount

Rs50k–Rs2M

Term

12–48mo

Decision

3-5 business days

✦ Best for salaried individuals and self-employed borrowers needing quick access to funds without collateral.

APR

26.0–30.0%

/yr

Amount

Rs60k–Rs4M

Term

12–48mo

Decision

Same day via JS Mobile

✦ Salaried individuals or self-employed professionals in need of quick access to substantial funds for personal expenses.

APR

23.0–28.0%

/yr

Amount

Rs50k–Rs3M

Term

12–48mo

Decision

2-5 business days

✦ This loan is ideal for salaried individuals and self-employed professionals looking for amounts up to PKR 3 million with a convenient repayment period.

APR

21.36–35.99%

/yr

Amount

Rs25k–Rs3M

Term

12–48mo

Decision

Via HBL Mobile App

✦ Individuals earning a minimum salary of PKR 50,000 who need financing for weddings, education, or medical expenses.

APR

30.0%

/yr

Amount

Rs50k–Rs4M

Term

12–48mo

Decision

Via branch or call 021 111 06 06 06

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