Laxmi Sunrise Bank Personal Loan
Personal✦ Nepalese citizens with stable salaries who seek a personal loan for expenses like education or home improvement.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Representative APR disclosed
Licensed lenders
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Sanima Bank Personal Loan
Personal✦ This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.
APR
6.55–8.55%
/yr
Amount
Rs100k–Rs7.5M
Term
≤60mo
Decision
Standard processing, documentation required
Global IME Bank Personal Loan
Personal✦ It's best for salaried individuals looking for a reliable personal loan option in Nepal.
APR
6.17–8.17%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing
Himalayan Bank Personal Loan
Personal✦ This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.
APR
5.95–9.45%
/yr
Amount
Rs100k–Rs5M
Term
≤84mo
Decision
Standard processing, collateral evaluation required
NIC ASIA Bank Personal Loan
Personal✦ Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.
APR
6.8–8.8%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Standard processing, 2-3 working days
Nepal Bank Personal Term Loan
Personal✦ Best suited for Nepalese citizens with a steady income seeking manageable loan terms.
APR
6.95–7.95%
/yr
Amount
Rs100k–Rs1.5M
Term
12–120mo
Decision
Standard processing, government bank pace
Nabil Bank Professional Loan
Personal✦ Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Quick disbursal with minimal documentation