NIC ASIA Bank Personal Loan
Personal✦ Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.
APR
6.8–8.8%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Standard processing, 2-3 working days
Loan Comparison
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
✦ Salaried employees and pensioners in Nepal looking for a personal loan up to NPR 15 lakh.
APR
6.8–8.8%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Standard processing, 2-3 working days
✦ This loan is ideal for Nepalese citizens with a stable income looking for significant funding for personal needs.
APR
6.55–8.55%
/yr
Amount
Rs100k–Rs7.5M
Term
≤60mo
Decision
Standard processing, documentation required
✦ Salaried professionals in Nepal seeking a personal loan between NPR 100,000 to NPR 1,500,000.
APR
6.95–7.95%
/yr
Amount
Rs100k–Rs1.5M
Term
12–120mo
Decision
Standard processing, government bank pace
✦ It's best for salaried individuals looking for a reliable personal loan option in Nepal.
APR
6.17–8.17%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing
✦ This loan is ideal for Nepalese citizens looking for lower rates and longer repayment terms.
APR
5.95–9.45%
/yr
Amount
Rs100k–Rs5M
Term
≤84mo
Decision
Standard processing, collateral evaluation required
✦ Salaried individuals in Nepal with stable incomes looking for long-term personal financing.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–60mo
Decision
Standard processing
✦ Salaried professionals with stable income seeking a personal loan up to NPR 15 lakh.
APR
5.99–7.99%
/yr
Amount
Rs100k–Rs1.5M
Term
12–84mo
Decision
Quick disbursal with minimal documentation