UBA Personal Loan
Personal✦ This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.
APR
28.5–32.0%
/yr
Amount
₦200k
Term
6–60mo
Decision
Bank review and disbursement to salary account
Loan Comparison
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Representative APR disclosed
Licensed lenders
Recently added
Carbon Personal Loan
Personal✦ This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.
APR
54–195%
/yr
Amount
₦2.5k–₦1M
Term
2–12mo
Decision
minutes
Kuda Bank Overdraft
Personal✦ This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.
APR
30.0–108.0%
/yr
Amount
₦5k–₦250k
Term
1–12mo
Decision
minutes
Branch Personal Loan
Personal✦ This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.
APR
36.0–99.0%
/yr
Amount
₦6k–₦1M
Term
4–52mo
Decision
minutes to 24 hours
First Bank of Nigeria Personal Loan
Personal✦ This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.
APR
20.0–28.0%
/yr
Amount
₦200k
Term
6–60mo
Decision
bank review and disbursement to salary account
QuickCheck Personal Loan
Personal✦ This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.
APR
60.0%
/yr
Amount
₦1.5k–₦1M
Term
1–12mo
Decision
5 minutes
GTBank Salary Advance Personal Loan
Personal✦ This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.
APR
35.4%
/yr
Amount
₦5k–₦5M
Term
1–12mo
Decision
instant
Stanbic IBTC Personal Loan
Personal✦ This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.
APR
48.0%
/yr
Amount
₦100k
Term
6–24mo
Decision
instant approval
Renmoney Personal Loan
Personal✦ This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.
APR
25.44–31.8%
/yr
Amount
₦50k
Term
3–24mo
Decision
fast app-based approval
FairMoney Personal Loan
Personal✦ This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.
APR
24–456%
/yr
Amount
₦1.5k–₦5M
Term
1–36mo
Decision
5 minutes