Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Representative APR disclosed Licensed lenders

Recently added

✦ This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

APR

18.0–36.0%

/yr

Amount

KSh100k–KSh2.5M

Term

6–48mo

Decision

Fast approval, same-day disbursement possible

✦ This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

APR

14.0–17.0%

/yr

Amount

KSh10k–KSh5M

Term

12–72mo

Decision

1-3 business days

✦ This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

APR

13.0–17.0%

/yr

Amount

KSh500k

Term

12–72mo

Decision

3-5 business days

✦ This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

APR

24.0–108.0%

/yr

Amount

KSh250–KSh70k

Term

1–12mo

Decision

Minutes

✦ This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

APR

13.0–16.0%

/yr

Amount

KSh50k–KSh5M

Term

12–72mo

Decision

2-5 business days

✦ Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

APR

14.0–18.0%

/yr

Amount

KSh500k

Term

12–48mo

Decision

3-5 business days

✦ This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

APR

14.0–19.0%

/yr

Amount

KSh500k

Term

12–60mo

Decision

Quick processing through KCB branches

✦ This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

APR

14.0–17.0%

/yr

Amount

KSh50k–KSh3M

Term

12–60mo

Decision

2-5 business days

✦ This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

APR

90.0%

/yr

Amount

KSh100–KSh50k

Term

1–1mo

Decision

Instant

✦ Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

APR

88.0–107.0%

/yr

Amount

KSh50–KSh150k

Term

1–6mo

Decision

Instant

✦ This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

APR

15.0–18.0%

/yr

Amount

KSh10k–KSh5M

Term

12–72mo

Decision

2-5 business days