DTB Car Finance
Auto✦ Kenyan residents with regular income seeking to finance either a new or used vehicle.
APR
13.0–17.0%
/yr
Amount
KSh500k
Term
12–72mo
Decision
3-5 business days
Recently added
Stanbic Affordable Housing Loan
Mortgage✦ This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.
APR
8.99–12.0%
/yr
Amount
Up to KSh10
Term
≤300mo
Decision
—
KCB M-PESA Loan
Personal✦ Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.
APR
88.0–107.0%
/yr
Amount
KSh50–KSh150k
Term
3–6mo
Decision
Instant
KCB Car Loan
Auto✦ This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.
APR
14.0–19.0%
/yr
Amount
KSh500k
Term
12–60mo
Decision
Quick processing through KCB branches
NCBA Bank Personal Loan
Personal✦ This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.
APR
15.0–18.0%
/yr
Amount
KSh20k–KSh5M
Term
12–72mo
Decision
2-5 business days
✦ This service is best for Kenyan residents looking to buy a car with minimal upfront costs.
APR
20.0–36.0%
/yr
Amount
KSh200k–KSh5M
Term
12–48mo
Decision
48 hours
Co-operative Bank Personal Loan
Personal✦ This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.
APR
15.0–18.0%
/yr
Amount
KSh10k–KSh5M
Term
12–72mo
Decision
2-5 business days
MOGO Car Loan Kenya
Auto✦ Individuals looking for flexible car financing options with a decent credit score and a stable income.
APR
18.0–36.0%
/yr
Amount
KSh100k–KSh2.5M
Term
6–48mo
Decision
Fast approval, same-day disbursement possible
✦ This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.
APR
18.0–22.0%
/yr
Amount
KSh5k–KSh2M
Term
6–48mo
Decision
1-3 business days
✦ Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.
APR
14.0–18.0%
/yr
Amount
KSh500k
Term
12–48mo
Decision
3-5 business days
Equity Bank Personal Loan
Personal✦ This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.
APR
14.0–17.0%
/yr
Amount
KSh10k–KSh5M
Term
12–72mo
Decision
1-3 business days
✦ Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.
APR
13.0–18.0%
/yr
Amount
KSh500k
Term
12–60mo
Decision
3-5 business days
ABSA Bank Kenya Personal Loan
Personal✦ Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.
APR
13.0–16.0%
/yr
Amount
KSh50k–KSh5M
Term
12–72mo
Decision
2-3 business days
Ecobank Kenya Personal Loan
Personal✦ This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.
APR
11.0–15.0%
/yr
Amount
KSh20k–KSh3M
Term
12–60mo
Decision
2-5 business days
✦ This loan is ideal for individuals needing fast cash for emergencies or unexpected expenses, especially those familiar with M-PESA transactions.
APR
0.0–120.0%
/yr
Amount
KSh500–KSh30k
Term
3–3mo
Decision
Minutes
KCB Bank Personal Loan
Personal✦ This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.
APR
15.0–18.0%
/yr
Amount
KSh10k–KSh5M
Term
12–72mo
Decision
2-5 business days
Branch Personal Loan
Personal✦ This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.
APR
24.0–108.0%
/yr
Amount
KSh250–KSh70k
Term
3–12mo
Decision
Minutes
I&M Bank Personal Loan
Personal✦ This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.
APR
13.0–16.0%
/yr
Amount
KSh50k–KSh5M
Term
12–72mo
Decision
2-5 business days
Stanbic Bank Unsecured Personal Loan
Personal✦ This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.
APR
11.0–14.0%
/yr
Amount
KSh50k–KSh5M
Term
12–72mo
Decision
2-5 business days
DTB Personal Loan
Personal✦ This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.
APR
14.0–17.0%
/yr
Amount
KSh50k–KSh3M
Term
12–60mo
Decision
2-5 business days