✦ Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
APR
10.5–13.5%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Decision
3-5 business days
✦ This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.
APR
9.99–21.0%
/yr
Amount
₹50k–₹5M
Term
12–60mo
Decision
Same day
✦ Buyers who value doorstep service convenience.
APR
10.5–18.0%
/yr
Amount
₹20k–₹400k
Term
—
Decision
—
✦ Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.
APR
6.85–11.6%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Decision
7-14 business days
✦ This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.
APR
10.25–24.0%
/yr
Amount
₹50k–₹4M
Term
12–60mo
Decision
Same day
✦ Hero brand buyers wanting instant dealership financing.
APR
11.0–19.0%
/yr
Amount
₹15k–₹300k
Term
—
Decision
—
✦ Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.
APR
8.5–13.0%
/yr
Amount
₹100k
Term
12–144mo
Decision
3-7 business days
✦ This loan is best for individuals seeking flexible financing options with a reliable institution.
APR
10.0–15.65%
/yr
Amount
₹50k–₹2M
Term
12–72mo
Decision
1-2 business days
✦ It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.
APR
8.15%
/yr
Amount
₹100k–₹2.5M
Term
12–84mo
Decision
Loan disbursal in as little as 30 minutes
✦ Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.
APR
6.9–9.9%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Decision
15 business days
✦ This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.
APR
10.49–22.0%
/yr
Amount
₹50k–₹4M
Term
12–60mo
Decision
Same day
✦ Budget-conscious buyers who want the lowest possible interest rate.
APR
9.8–14.65%
/yr
Amount
₹20k–₹300k
Term
—
Decision
—
✦ Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.
APR
6.9–13.5%
/yr
Amount
₹50k–₹7.5M
Term
12–180mo
Decision
5-7 business days
✦ Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.
APR
10.5–24.0%
/yr
Amount
₹75k–₹3.5M
Term
12–72mo
Decision
Same day
✦ This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.
APR
8.4–11.5%
/yr
Amount
₹100k
Term
12–84mo
Decision
—
✦ Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.
APR
6.85–11.25%
/yr
Amount
₹100k
Term
12–180mo
Decision
7-10 business days
✦ This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.
APR
9.0–22.0%
/yr
Amount
₹50k–₹2.5M
Term
12–60mo
Decision
10 minutes
✦ Existing HDFC Bank customers wanting quick approval.
APR
9.5–16.5%
/yr
Amount
₹25k–₹500k
Term
—
Decision
—
✦ Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.
APR
7.25–10.1%
/yr
Amount
₹100k
Term
12–180mo
Decision
5-10 business days
✦ This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.
APR
10.25–19.0%
/yr
Amount
₹50k–₹5M
Term
12–60mo
Decision
Same day
Explore student loans with rates from 6.85% to 10.5%, including quick approval options and budget-friendly picks. Find the right fit for your education funding needs.
Explore top personal loan options for first-time borrowers, focusing on low APRs, fast approvals, and minimal fees. Ideal picks for those new to credit.
