iwoca Business Loans
Business✦ These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
APR
18.0–49.9%
/yr
Amount
£1k–£500k
Term
1–24mo
Decision
—
Recently added
✦ Homeowners planning renovations who want to spread cost over a longer period.
APR
4.9–14.9%
/yr
Amount
£1k–£25k
Term
12–120mo
Decision
1-2 days
Novuna Personal Finance Loans
Personal✦ This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.
APR
6.7–36.4%
/yr
Amount
£1k–£35k
Term
12–60mo
Decision
—
✦ Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
APR
12.9–69.9%
/yr
Amount
£3k–£25k
Term
24–60mo
Decision
Same day decision
✦ People locked out of mainstream lending who need a small emergency sum quickly.
APR
99.9–1333.0%
/yr
Amount
£50–£1.5k
Term
3–6mo
Decision
Minutes
Tide Business Loans
Business✦ Best for small businesses seeking fast access to capital.
APR
9.9%
/yr
Amount
£2k–£150k
Term
1–36mo
Decision
Minutes
Danske Bank Fixed Rate Personal Loan
Personal✦ This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
APR
6.9–19.9%
/yr
Amount
£1k–£25k
Term
12–60mo
Decision
—
Zuto Car Finance
Auto✦ Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
APR
8.9–49.9%
/yr
Amount
£1k–£75k
Term
24–60mo
Decision
Decision in 60 seconds
Funding Circle Business Loans
Business✦ It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
APR
6.9–29.9%
/yr
Amount
£10k–£500k
Term
72–72mo
Decision
—
Asda Money Personal Loans
Personal✦ These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
APR
6.9–19.9%
/yr
Amount
£500–£25k
Term
12–60mo
Decision
—
Oodle Car Finance
Auto✦ This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
APR
7.9–29.9%
/yr
Amount
£3k–£50k
Term
24–60mo
Decision
Instant decision
Virgin Money Personal Loans
Personal✦ These loans are best suited for individuals seeking a straightforward, online application process with no early repayment charges.
APR
5.1–29.9%
/yr
Amount
£1k–£25k
Term
12–60mo
Decision
—
CarFinance 247
Auto✦ This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
APR
8.9–47.0%
/yr
Amount
£1k–£50k
Term
12–60mo
Decision
Instant online
Barclays Personal Loan
Personal✦ Existing Barclays customers who want a straightforward loan with quick approval.
APR
6.1–21.9%
/yr
Amount
£1k–£50k
Term
12–60mo
Decision
Minutes
✦ It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
APR
4.9–19.9%
/yr
Amount
£4k–£100k
Term
12–60mo
Decision
Same day via dealer
Everyday Loans for Imperfect Credit
Personal✦ This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
APR
39.9–299.8%
/yr
Amount
£1k–£15k
Term
18–60mo
Decision
—
MotoNovo Finance
Auto✦ Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
APR
5.9–24.9%
/yr
Amount
£4k–£75k
Term
12–60mo
Decision
Same day decision
Ocean Finance Personal Loan
Personal✦ This loan is best for individuals seeking quick access to funds, especially those with lower credit scores.
APR
24.9–69.9%
/yr
Amount
£1k–£5k
Term
12–60mo
Decision
—
✦ This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
APR
5.9–24.9%
/yr
Amount
£4k–£100k
Term
12–60mo
Decision
Same day decision
HSBC Personal Loan
Personal✦ Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
APR
3.9–21.9%
/yr
Amount
£1k–£25k
Term
12–60mo
Decision
Same day