West One Loans BTL Mortgage
Mortgage✦ Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
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Loan Comparison
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
✦ Landlords needing higher leverage or complex BTL structures, especially portfolio landlords and limited companies
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/yr
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✦ Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
APR
5.7–19.9%
/yr
Amount
£1k–£40k
Term
12–60mo
Decision
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✦ Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
APR
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/yr
Amount
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Term
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✦ Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.
APR
4.9–29.9%
/yr
Amount
£1k–£25k
Term
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Decision
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✦ It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
APR
6.9–29.9%
/yr
Amount
£10k–£500k
Term
72–72mo
Decision
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✦ Individuals with low credit scores needing emergency funds quickly.
APR
99.9–1333.0%
/yr
Amount
£50–£1.5k
Term
3–6mo
Decision
Minutes
✦ Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
APR
12.9–69.9%
/yr
Amount
£3k–£25k
Term
24–60mo
Decision
Same day decision
✦ Professional landlords with complex property portfolios needing specialist underwriting through a broker
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✦ Borrowers who want a competitive rate from a trusted (if unexpected) brand.
APR
5.6–19.9%
/yr
Amount
£1k–£25k
Term
12–60mo
Decision
Same day
✦ Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
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/yr
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✦ Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
APR
3.9–29.9%
/yr
Amount
£1k–£50k
Term
—
Decision
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✦ These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
APR
18.0–49.9%
/yr
Amount
£1k–£500k
Term
1–24mo
Decision
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✦ This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
APR
7.9–29.9%
/yr
Amount
£3k–£50k
Term
24–60mo
Decision
Instant decision
✦ Landlords wanting BTL mortgage security from a major building society rather than a smaller specialist
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/yr
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✦ This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
APR
39.9–299.8%
/yr
Amount
£1k–£15k
Term
18–60mo
Decision
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✦ People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
APR
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/yr
Amount
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Term
—
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✦ Borrowers who want a well-known high-street brand with competitive rates for consolidating medium to large debts.
APR
3.9–29.9%
/yr
Amount
£1k–£50k
Term
—
Decision
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✦ Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
APR
5.9–24.9%
/yr
Amount
£4k–£75k
Term
12–60mo
Decision
Same day decision
✦ Landlords with complex income or non-standard properties who struggle with mainstream lender criteria.
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✦ Ideal for those seeking quick access to funds and who may have building credit profiles.
APR
8.1–48.9%
/yr
Amount
£1k–£25k
Term
12–60mo
Decision
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