Loan Comparison
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
✦ This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.
APR
0.0–18.0%
/yr
Amount
Up to CA$10
Term
4–12mo
Decision
Instant approval
✦ This service is best for borrowers needing fast approvals and flexible eligibility criteria.
APR
19.9–46.93%
/yr
Amount
CA$500–CA$25k
Term
6–60mo
Decision
15 minutes
✦ This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.
APR
9.9–46.96%
/yr
Amount
CA$500–CA$35k
Term
6–60mo
Decision
Minutes (online)
✦ This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.
APR
7.45–12.45%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.
APR
7.95–14.95%
/yr
Amount
CA$2k–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.
APR
6.0–10.0%
/yr
Amount
CA$5k–CA$75k
Term
12–60mo
Decision
1-2 business days
✦ This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.
APR
8.99–34.99%
/yr
Amount
CA$1k–CA$35k
Term
36–60mo
Decision
3-5 business days
✦ Best for those who need quick access to unsecured funds and prefer both online and in-branch support.
APR
29.99–34.99%
/yr
Amount
CA$500–CA$50k
Term
6–120mo
Decision
Same day
✦ This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.
APR
9.99–34.95%
/yr
Amount
CA$300–CA$35k
Term
12–60mo
Decision
Same day
✦ This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.
APR
7.49–12.99%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.
APR
7.99–14.99%
/yr
Amount
CA$1k–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.
APR
9.0–10.0%
/yr
Amount
CA$3k–CA$200k
Term
12–60mo
Decision
1-3 business days
✦ This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.
APR
8.99–29.49%
/yr
Amount
CA$2k–CA$35k
Term
24–84mo
Decision
1-2 business days
✦ This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.
APR
9.0–13.0%
/yr
Amount
CA$5k–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.
APR
8.99–22.99%
/yr
Amount
CA$2k–CA$35k
Term
12–60mo
Decision
Same day to 3 business days
✦ This product is best for individuals seeking quick access to funds with a straightforward online application process.
APR
19.9–34.9%
/yr
Amount
CA$1k–CA$15k
Term
12–100mo
Decision
Same day
✦ This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.
APR
6.95–12.95%
/yr
Amount
CA$500–CA$50k
Term
12–60mo
Decision
1-3 business days
✦ This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.
APR
8.99–23.99%
/yr
Amount
CA$5k–CA$50k
Term
12–84mo
Decision
Same day to 2 business days